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Does Regional Acceptance do deferments?

Does Regional Acceptance do deferments?

You’re short on cash and are wondering whether you can skip a car payment with Regional Acceptance? The answer is yes, you can defer one or more payments on your existing auto loan.

What is the Regional Acceptance Corporation?

Regional Acceptance is a national auto finance company with over 40 years of lending experience and a reputation for unparalleled customer service. As an affiliate of Truist, we’re backed by one of the nation’s largest—and most successful—financial holding companies.

How soon can you refinance a auto loan?

Strictly speaking, you can refinance your auto loan as soon as you find a lender that will approve the new loan. That may be a challenge since most lenders won’t refinance until the original car loan has been open for at least two to three months.

Does RAC refinance?

Whether you’re consolidating your debts or it’s time to refinance your existing car loan, RAC Finance offer loans that are simple, easy to understand and most importantly a really great deal.

Is Regional Acceptance Corporation a bank?

Regional Acceptance Corporation is an affiliate of Truist Bank (opens in a new tab) , member FDIC.

How do I settle with regional acceptance?

3 Ways to Get Regional Acceptance Corp Removed from Your Credit Report

  1. Ask RAC to Validate the Debt. Whenever a collections entry is added to your report, the FDCPA grants you 30 days to dispute it.
  2. Pay to Have the Entry Deleted.
  3. Work with a Credit Repair Company.

Is refinancing a car worth it?

Refinancing and extending your loan term can lower your payments and keep more money in your pocket each month — but you may pay more in interest in the long run. On the other hand, refinancing to a lower interest rate at the same or shorter term as you have now will help you pay less overall.

How do I pay off regional acceptance?

Pay by phone

  1. Automated assistance: 877-722-7299.
  2. Speak to an associate: 866-259-5318.