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What dog breeds Cannot be insured?

What dog breeds Cannot be insured?

The most common types of dog breeds that are not allowed on most homeowners insurance include Rottweilers, Pit Bulls, Akitas, Siberian Huskies, Mastiffs, and more. Insurance companies do not want to risk insuring these breeds as they tend to be aggressive, which would result in more expenses for the company.

What breeds of dogs increase homeowners insurance?

According to HomeInsurance.org, “Dog breeds that are typically associated with higher insurance premiums include Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds, Siberian Huskies, Akitas, and wolf-dog hybrids.” Forbes.com adds Chows, Great Danes, Presa Canarios, and Alaskan Malamutes to their list.

Can homeowners insurance discriminate against dog breeds?

Not all insurers restrict coverage based on dog ownership or discriminate between dog breeds. One solution to homeowner insurance coverage problems arising from dog breed restrictions may simply involve finding an insurer that doesn’t restrict coverage on account of your best friend’s breed.

What is a restricted breed?

Restricted breeds are typically dogs that are considered to be dangerous by the wider public. These dogs are larger and can cause significant injury during an attack, more so than a smaller breed. This is in spite of the fact that studies have shown that aggression in dogs cannot be accurately predicted by breed alone.

Are Huskies a restricted breed?

Nonetheless, Siberian Huskies are now included in the list of breeds banned by insurance companies for homeowner’s insurance. Instead, published studies in the literature most often implicate German shepherds, Chow chows, and Jack Russell terriers as the breeds most frequently involved in dog bite incidences.

Are Huskies considered an aggressive breed?

Huskies are fiercely loyal, intelligent, and affectionate dogs. As a general rule, Huskies aren’t prone to aggression. However, aggressive behaviors are possible in all dogs, and these behaviors need to be corrected at the first sign of exerting dominance, becoming territorial, or tracking prey.

What dogs are usually breed restricted?

Here’s a list of the most commonly banned breeds:

  • German shepherds.
  • Pit bull terriers.
  • Cane corsos.
  • Rottweilers.
  • Staffordshire terriers.
  • Akitas.
  • Mastiffs.
  • Great Danes.

Can you fight breed restrictions?

Families can file lawsuits challenging the constitutionality of the ordinances, but that can be expensive. Breed-specific legislation is not limited to outright breed bans. Some breed-specific laws are so restrictive that they make it virtually impossible to have a dog of the targeted breed.

Why are malamutes a restricted breed?

Alaskan malamute Some cities across the United States ban or restrict ownership of the breed. That may be because not every dog owner is prepared to meet the demands of this highly active dog. As the Alaskan Malamute Club of Victoria explains, “The more an animal is trained, the more his intelligence is developed.